Trading & Investment Agreement

1. Parties & Nature of Relationship

This Agreement is between you ("Client", "you") and ISMTI ("International Stock Market · Trading Institute", "ISMTI", "we", "us"). ISMTI is an education, assisted-investing, and trading-technology provider. ISMTI is not a SEBI-registered stock broker, depository participant, portfolio manager, or investment adviser, and this Agreement does not create a broker-client, advisory, or fiduciary relationship of the kind regulated under the Securities and Exchange Board of India (Stock Brokers) Regulations or the SEBI (Investment Advisers) Regulations. Where you choose to trade or invest, you do so through your own independently chosen, appropriately registered/regulated broker, and that broker relationship is governed separately by that broker's own client agreement and applicable exchange/SEBI rules.

2. Scope of Services

Depending on the plan or product you engage, ISMTI may provide: (a) market education and training content; (b) assisted-investing guidance and structured review sessions; and/or (c) a licensed automated trading tool ("EA") that executes a rules-based strategy on your own trading account, on a profit-share commission basis with no upfront licence fee. ISMTI does not, under any plan, take custody of your funds or securities, place trades on your behalf through its own broker credentials, or guarantee the outcome of any trade, strategy, or investment.

3. Client Acknowledgment of Risk

You acknowledge that trading and investing in securities, derivatives (futures & options), forex, and commodities carries a real risk of financial loss, including loss exceeding your original capital where leverage is involved. You confirm that:

• You are trading/investing with capital you can afford to lose;
• You have reviewed our Risk Disclosure and understand leverage, margin, and expiry mechanics before using any futures or EA-based product;
• No representation made by ISMTI, in any communication, illustration, or calculator, is a guarantee or promise of profit; and
• Past performance of any strategy, including the EA, is not indicative of future results.

4. EA Rental & Automated Trading — Specific Terms

Where you activate the EA rental service:

• Licensing: the EA is licensed to your specific trading account number, for a specific instrument, and remains ISMTI's proprietary software — you receive a right to use it on the licensed account only, not ownership of the software itself.
• Control: you may request a pause or full revocation of the EA's licence at any time, with no penalty. On pause, positions already open continue to be managed under the strategy's existing rules rather than being force-closed.
• Commission: ISMTI's commission is calculated only on new realized net-profit highs (a high-water-mark method), at the percentage rate agreed with you in writing before activation. No commission is charged on a loss period or on recovering a prior drawdown.
• No custody: ISMTI never has withdrawal access to, or custody of, your trading account or funds at any point.
• Your broker's rules apply: you are responsible for confirming that your broker permits automated trading (Expert Advisors) and that use of third-party automated tools complies with your broker's terms and any applicable law in your jurisdiction, including SEBI's algorithmic-trading framework where your broker or instruments fall within its scope.

5. Fees & Payment

Education and assisted-investing plans, where paid, are billed as agreed at signup. EA rental carries no upfront fee — commission accrues only on new net profit, and outstanding balances are tracked and settled periodically as agreed with you. You are entitled to a clear breakdown of any commission or fee charged, on request.

6. Data, KYC & Communications

Any personal or account information you share is handled per our Privacy Policy. We do not request your broker account password, and you should never share it with anyone, including anyone claiming to represent ISMTI. Communications from ISMTI (updates, alerts, statements) will be sent to the contact details you provide.

7. Indemnification

You agree to indemnify and hold ISMTI, its team, and affiliates harmless from claims, losses, or damages arising from: your breach of this Agreement; your violation of your broker's terms or applicable law; or trading decisions made by you (including the decision to activate, continue, or not pause the EA on your account).

8. Limitation of Liability

To the fullest extent permitted by law, ISMTI's total liability arising from this Agreement or any service shall not exceed the fees actually paid by you to ISMTI in the three months preceding the claim. ISMTI is not liable for trading losses, lost profits, market conditions, broker outages, internet/connectivity failures, or events outside its reasonable control (force majeure), including exchange closures, regulatory action, or acts of government.

9. Term, Termination & Amendments

This Agreement remains in effect while you use any ISMTI service and may be terminated by either party at any time; EA licences specifically may be paused or revoked as described in Section 4. ISMTI may update this Agreement from time to time; material changes affecting your rights will be notified with reasonable advance notice (in line with standard industry practice, at least 15 days where practicable) before they take effect. Continued use of any service after an update constitutes acceptance of the revised Agreement.

10. Grievance Redressal & Dispute Resolution

Any complaint about ISMTI's own services should first be raised via our Grievance Redressal process. If a dispute cannot be resolved through that process, both parties agree to first attempt resolution through good-faith negotiation, failing which the dispute shall be referred to and finally resolved by arbitration under the Arbitration and Conciliation Act, 1996 (as amended), with a sole arbitrator appointed by mutual agreement, seated in Mumbai, India, in the English language. This Agreement is governed by the laws of India, and the courts at Mumbai shall have exclusive jurisdiction over matters not subject to arbitration.

11. Regulatory Acknowledgment

You acknowledge that: (a) ISMTI is not registered with SEBI as a stockbroker, investment adviser, portfolio manager, or research analyst; (b) any actual trading or investing is executed through your own SEBI-regulated broker (or an appropriately regulated broker for non-Indian instruments such as forex/gold via MT5), whose own SEBI/exchange-mandated Investor Charter, KYC/AML obligations, and grievance mechanisms apply to that relationship; and (c) nothing in this Agreement or in ISMTI's communications should be construed as SEBI-registered investment advice.

12. Entire Agreement

This Agreement, together with our Terms of Use, Risk Disclosure, Privacy Policy, and Investor Charter, constitutes the entire agreement between you and ISMTI regarding its services, superseding any prior understanding on the same subject.